When you or a loved one are ready to get help for gambling addiction, the main concern may be how you are going to pay for treatment. Addiction services can be very expensive. Many insurance plans cover treatment for a gambling problem as part of mental health services.
Most insurance plans cover drug and alcohol addiction, but not gambling addiction. Gambling addiction is just as serious as any other addiction disorder. Thus, it is important to access insurance coverage for gambling addiction treatment. If left untreated, gambling addiction usually gets worse and can lead to devastating consequences.
How to Find Out If You Qualify for Gambling Treatment Insurance
In order to qualify for gambling treatment insurance, you must meet one or more of these criteria which may indicate a pathology:
- You constantly think about gambling.
- Unable to Stop Gambling.
- Hiding or Lying about Gambling.
- Feeling restless or irritable when you aren’t gambling, which may indicate withdrawal.
- You are experiencing dysfunction in your daily life, disruption in your family, job, and/or personal life.
- You want to gamble with more money more often.
- You continue to gamble despite financial hardship or legal consequences caused by gambling.
If you or your loved one are exhibiting any of these signs, you may be able to access gambling treatment insurance to get help.
What Gambling Treatments Are Covered by Insurance?
For those who struggle with a compulsion to gamble, there are a variety of treatment services available to you, including:
- Outpatient treatment center or a physician's office
- Group or individual counseling
- Inpatient rehab facility
- Luxury or executive treatment centers
The form of treatment depends on the severity of the gambling issue. For instance, severe gambling problems may require continuous assistance in a different environment, therefore an inpatient setting would be best.
Insurance coverage varies considerably depending on the policyholder and the state in which they are seeking treatment. Review your insurance policy carefully to determine which services are covered before seeking treatment.
Keep in mind that this is just a general overview of what insurance may cover. Be sure to consult your insurance provider or contact us at Algamus, and we will help to verify your level of insurance coverage.
Insurance Limits Length of Gambling Treatment
When you or a loved one decides to seek treatment for a gambling problem, you will need to find out how much treatment your insurance will cover. Usually, gambling treatments last between one to three months, with longer inpatient treatment for more severe cases. Insurance may pay for aftercare and repeat treatments as well.
Because gambling addiction is a relatively new diagnosis, inpatient stays are unusual compared to drug or alcohol-related conditions. But gambling addiction has received more recognition over the past few years, so it is likely that your policy will cover some or all comprehensive treatment costs.
Your company may only cover a set length of time for treatment. It depends on your company, the insurance provider, and the gambling addiction diagnosis. A comprehensive insurance plan may cover the entire duration of treatment, but many basic plans only cover a certain length of therapy.
If you are currently concerned about a loved one’s or your gambling problem, we can provide assistance to find out what treatment(s) your insurance covers for gambling addiction. Rest assured that we will verify your insurance coverage for gambling addiction treatment and help you find the best treatment services available in your area. Algamus Gambling Treatment Services is ready to help you take the next step.